The Government has finally revealed details of its plan to help people who are trapped with a poor value annuity – but will they get a better deal? Ignorance is not bliss for a generation of retirees. When it came to using their defined contribution pension to fund their retirement, many unwittingly agreed to an ... Read More
If you are self-employed, there are all manner of priorities to juggle in operating your business – but, worryingly, 90% are neglecting their own personal future. According to figures from the Office for National Statistics, disclosed in December 2015, just one in 10 self-employed people are saving into a pension. This compares to a third ... Read More
The 2015 pension freedoms have seen more people take up the option of keeping their pension fund invested in retirement, but doing so could require a different plan in the final few years of working. With the stakes so high around saving up a pension, it is no surprise that many of us leave it ... Read More
With effect from 1 June 2015, small businesses employing fewer than 30 staff became bound by the requirements of the new pensions auto-enrolment regime, obliging them to automatically enrol all eligible employees into a qualifying pension scheme and to make a minimum contribution to that scheme. The Pensions Regulator recently warned that even those who ... Read More
